Skip to content

Why commercial roof warranty claims get denied

A twenty-year NDL warranty is only worth something if the claim is paid. Four reasons they are not, and three are the owner's to control.

Mike Torres, Owner · June 2, 2025 · 4 min read

Manufacturer no-dollar-limit warranties cover material and labor for leaks for 20 or 30 years. Owners are surprised when a claim is denied. Here is why it happens.

1. No maintenance records

Most NDL warranties require periodic inspection and maintenance, documented. No records, no claim. This is the most common denial and the easiest to prevent: a maintenance program with written reports.

2. Unauthorized work on the roof

An HVAC contractor cut a hole for a new unit and sealed it with whatever was on the truck. The leak is there. The warranty does not cover it. Any penetration should be flashed by a certified roofer and reported to the manufacturer.

3. Ponding water

Many warranties exclude leaks in areas of standing water. Drainage problems should be fixed at install with tapered insulation, which is why we design it in.

4. The installer was not certified

An NDL warranty requires a certified installer and a manufacturer inspection at completion. A contractor who is not certified cannot get you the warranty, whatever the proposal says. Ask for the certification number.

Three of the four are the owner's to control. A maintenance program handles the first and catches the second and third early.

Next step

Tell us about the roof. We will walk it, scan it and send a scope with photos.

A Ridgeline estimator replies the same business day. Program clients reach a foreman on the 24-hour line, any time.

Demonstration site. Ridgeline Roofing is a fictional company. Designed and built by Ironsite Digital to show what a commercial roofing contractor's website should be. Want one like it?